Hundreds of small invoices, three GST treatments, and an F5 that has to be right.

ArcPay handles high-volume billing where every line item can carry a different GST treatment — and reconciles the flood of small payments coming back.

From SGD 49/month · Built for Singapore · Syncs with Xero

Invoice INV-8804 · issued from lane templateCLASSIFIED ✓
Ocean freight SIN→LAXzero-rated$2,840
Local trucking9%$320
Port disbursementout of scope$145
F5 boxes updated automatically.
OwnersKnow your cashRunway from real bank lines
Getting paidPayNow on every invoiceReceipts matched for you
ClinicsBills read from the PDFApproved on your phone
AccountantsA free seatIn your books, your say-so

The problems nobody else talks about

Freight software is built for shipments and containers — almost nothing fixes the invoice flood and the GST split between your ops desk and your books.

The three treatments

GST classification is a per-line problem.

International freight is zero-rated; local handling and storage are standard-rated at 9%; disbursements you bill on behalf (port charges, agent fees) have their own treatment. One invoice can carry all three. Misclassify at volume and your F5 is wrong at volume.

Hundreds a month

Invoice volume crushes small teams.

A forwarder doing 40 shipments a week issues hundreds of invoices a month, most under $2,000. The admin load scales with shipment count, not revenue.

The 80 debtors

Collections are a thousand paper cuts.

No single customer owes much, but 80 customers each owing $1,500 across 4 invoices is real money — and nobody has time to chase 80 small debtors individually.

Every line lands in the right box.

Per-line GST treatment

Carried from invoice through to the GST tracker, so zero-rated supplies and standard-rated supplies land in the right F5 boxes without quarter-end surgery.

Recurring and templated invoicing

For repeat lanes and standing customers — issue in seconds, not minutes, and at volume that difference is a headcount.

Automated dunning across the whole debtor book.

Every overdue invoice gets its reminder sequence, regardless of size. The $900 invoice gets chased as reliably as the $19,000 one.

Reconciliation engine

Matches the daily stream of small inbound payments to open invoices automatically — the workload that usually eats an ops person’s afternoon.

AI CFO

Answered from verified ledger data — a question you currently answer only when filing.

“What’s my standard-rated vs zero-rated revenue split this quarter?”

Hundreds of invoices. One calm ops desk.

8:30 AM

Overnight shipments hit the billing queue; templated invoices for the repeat lanes go out in seconds each.

8:45 AM

Every line carries its own GST treatment — ocean freight zero-rated, local handling at 9%, disbursements on their own treatment.

10:00 AM

The morning’s stream of small inbound payments is matched to open invoices automatically.

11:30 AM

Reminder sequences go out across the whole debtor book — the $900 invoices chased as reliably as the $19,000 ones.

2:00 PM

Ops reviews the handful of unmatched payments instead of the whole day’s inflow.

4:30 PM

The GST tracker shows the quarter’s F5 boxes already current — nothing waiting for quarter-end surgery.

Hundreds of small invoices moved through the day — and nobody spent the afternoon keying, matching, or chasing.

Volume is only a problem when it’s manual.

ArcPay is built in Singapore for Singapore freight forwarders — GST-native, Xero-connected, and priced for SMEs.

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  • F5-ready GST split, maintained continuously instead of rebuilt quarterly
  • Invoice issuance time that doesn’t scale with shipment count
  • Small debts collected without dedicating a human to them